My Funded Futures Review

How My Funded Futures works

Every MFFU plan follows the same three stages: an evaluation, a Sim Funded account where you are paid real money from simulated profits, and a Live account that the Risk Team offers to consistent traders. Since August 25, 2026 new evaluations are a one-time payment: no monthly renewal and no activation fee. When you meet the targets, you upgrade to Sim Funded from your dashboard.

MFFU also sells Studio plans: small $5K–$20K accounts with a static max loss limit that never moves, no consistency rule, no daily loss limit and payouts any time. They are sold in limited daily quantities on a separate page.

My Funded Futures rules

My Funded Futures evaluation rules

All evaluations use an end-of-day trailing maximum loss limit (MLL): it moves up only when the account closes at a new high, but it is enforced in real time. The other rules depend on the plan.

Rapid (the most popular plan):

Rapid has no daily loss limit, a 50% consistency rule in the evaluation only, a 2-day minimum, and tier 1 news trading is allowed while you are being evaluated.

• Rapid EOD: same targets and loss limits, but fewer contracts (2 minis on $25K, 3 on $50K), a 30% consistency rule and a 4-day minimum.
• Builder: can be passed in 1 day with no consistency rule in the evaluation. It has a $1,000 daily loss limit that pauses trading for the day rather than failing you, and the $50K version lets you choose a $2,000 or $1,500 max loss at checkout.
• Pro: 50% consistency and 2 days minimum (a one-day $50K add-on has no consistency rule and a $4,000 target).

My Funded Futures drawdown rules

The evaluation drawdown is always end-of-day, but the funded drawdown depends on the plan:

• Rapid Sim Funded uses an intraday trailing max loss that follows your equity high-water mark, including open profit, at a fixed distance ($2,000 on $50K). Our trailing drawdown guide explains why this is stricter.
• Rapid EOD, Builder and Pro keep an end-of-day trailing max loss.
• On Rapid and Rapid EOD the trailing limit locks once it reaches $100 (Sim Funded accounts start at a $0 balance), so you must always keep at least $100 in the account. On Pro, the limit becomes static at the starting balance plus $100 after your first payout.

Trading hours, news and other rules

• No overnight positions. You can trade from the 6:00 PM ET Globex open; open positions are closed automatically at 4:10 PM ET.
• News: funded accounts may have no positions or working orders from 2 minutes before to 2 minutes after tier 1 releases, and strategies designed to exploit news spikes (such as straddles) are prohibited on every account.
• Copy trading is allowed on all account types, including Tradovate's group copier and Tradesyncer.
• Inactivity: on one-time payment accounts, including Sim Funded, going 7 consecutive calendar days without a trade can get the account closed. Tell support in advance if you are going on holiday.

My Funded Futures payout rules

On Rapid the buffer is $3,100 on $100K and $4,600 on $150K. MFFU says most payout requests are approved instantly; manual reviews can take 6–12 business hours on weekdays.

My Funded Futures live account payout rules

Live accounts are by invitation. On Pro, a review is triggered by three consecutive payouts, $20,000 in profit or reaching the $100,000 payout cap. A live account is a real brokerage account with a static drawdown, a daily loss limit you can set yourself, and a withdrawal schedule agreed with the Risk Team. On Rapid, up to $5,000 of your Sim Funded profit is held in a Reserve Program when you move to live and is paid as a performance bonus once you reach 20 profitable live days and $10,000 in live payouts.

Is My Funded Futures legit?

MyFundedFutures says it has paid more than $250 million to traders and that over 75% of payout requests are approved automatically. Its rules, payout examples and fee policies are published in a detailed public help center, which we used for this review, and it runs an active community Discord with a live feed of recent payouts. Traders must pass KYC checks before being paid.

As with every prop firm, evaluation and Sim Funded accounts are simulated: you are paid real money from simulated profits until you are invited to a live account.

Who My Funded Futures is for

MFFU suits futures day traders who want predictable costs: one payment, no activation fee and no renewal. Pick Rapid if you can manage an intraday drawdown and want daily payouts at 90/10, Rapid EOD or Pro if you prefer an end-of-day drawdown, and Builder if you want the quickest route to a first, smaller payout.